Equifax Canada Inc is one of two credit bureaus which are private companies in Canada that (the other being TransUnion Canada) collect, store, and share information about how Canadians use credit. Reports are provided for both individual and commercial entities. Owned by Equifax of Atlanta, Georgia, Equifax Canada is based in Toronto, Ontario. Business Services offered: Personal Services offered: All credit reporting companies are required by Quebec provincial law to allow Quebec citizens to verify their credit reports and scores online at no cost, Equifax Canada took additional steps in 2021 to expand this access to all Canadians.