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Crimeware
Crimeware is a class of malware designed specifically to automate cybercrime. Crimeware (as distinct from spyware and adware) is designed to perpetrate identity theft through social engineering or technical stealth in order to access a computer user's financial and retail accounts for the purpose of taking funds from those accounts or completing unauthorized transactions on behalf of the cyberthief. Alternatively, crimeware may steal confidential or sensitive corporate information. Crimeware represents a growing problem in network security as many malicious code threats seek to pilfer valuable, confidential information. The cybercrime landscape has shifted from individuals developing their own tools to a market where crimeware, tools and services for illegal online activities, can be easily acquired in online marketplaces. These crimeware markets are expected to expand, especially targeting mobile devices. The term crimeware was coined by David Jevans in February 2005 in an Anti-Phishing Working Group response to the FDIC article "Putting an End to Account-Hijacking Identity Theft".
Examples
Criminals use a variety of techniques to steal confidential data through crimeware, including through the following methods:
Delivery vectors
Crimeware threats can be installed on victims' computers through multiple delivery vectors, including:
Concerns
Crimeware can have a significant economic impact due to loss of sensitive and proprietary information and associated financial losses. One survey estimates that in 2005 organizations lost in excess of $30 million due to the theft of proprietary information. The theft of financial or confidential information from corporate networks often places the organizations in violation of government and industry-imposed regulatory requirements that attempt to ensure that financial, personal and confidential.
United States
US laws and regulations include:
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